Spring-cleaning may be on the brain, but how many of you spring clean your wallet? Here at The Beauty Bean, we really hadn’t thought about it until now. But why is it that organizing the garage seems of utmost importance come warmer weather, when the wallet we rummage through daily gets wholeheartedly ignored?
A disorganized wallet, though, isn’t just unsightly (and sometimes even heavy in our purses!). Rather, it can actually cause you to waste time – and money! Can’t find that coupon you know you have for that free cup of coffee? Your wallet could be to blame! So, take a seat, get out that wallet and let’s get to it. The best part? You can do this during your lunch break – no need to set aside a whole weekend (you can save that for the garage).
Remove Receipts. If you have any receipts in your wallet, it’s time to either throw them out or file them away (unless, of course, you need them for business reimbursements or product returns). If you have a file system at home that works for you, great! If not, consider scanning your receipts onto your computer so you keep the electronic record without having to store all the paper.
File Business Cards. How many times are you out somewhere, meet someone new and throw their business card in your wallet only to completely forget the person by the time you (maybe) stumble upon that card months later (usually when looking for that “buy 10, get 1 free” card for your local coffee shop)? It happens to us all the time! The solution: remove all business cards and either enter the contact information in your address book (manually or electronically) or place the cards in a good old-fashioned Rolodex.
Organize Credit Cards. Now that all of the paper clutter is gone, the next step is to organize your credit cards. The cards that you rarely (or shouldn’t!) use; either place them towards the back of your wallet or keep them in a safe place at home. Put the cards that you frequently use in an easy, accessible place where you can quickly grab them the next time you need to use your credit/debit card for a purchase.
Protect Yourself. Incase your wallet is lost or stolen, make sure that you protect yourself from fraudulent charges and identity theft. Make copies of anything in your wallet that contains personal information (like your driver’s license) as well as any medical cards and credit cards. Keep these copies somewhere safe so that if your wallet is ever missing you can easily and efficiently contact all of your credit card companies, request a new drivers license and inform your health insurance provider.